Boat/Watercraft Insurance in Tennessee
From the Tennessee River to Percy Priest Lake, Tennessee is home to beautiful waterways perfect for boating and watercraft activities. BAM Insurance, based in Murfreesboro, offers specialized boat and watercraft insurance to protect your vessel and keep you covered while enjoying the water.
What Does Boat and Watercraft Insurance Cover?
Boat and watercraft insurance is designed to protect your vessel, passengers, and finances from unexpected events. Coverage includes:
- Physical Damage: Repairs or replacement for your boat or watercraft if it’s damaged by accidents, storms, or vandalism.
- Liability Protection: Covers costs if you’re responsible for injuries or property damage while operating your vessel.
- Medical Payments: Helps pay for medical expenses if you or your passengers are injured in an accident.
- Towing and Assistance: Provides coverage for emergency towing and other services if your boat breaks down on the water.
Why Boat Insurance Is Essential
Boating is a great way to relax and explore Tennessee’s lakes and rivers, but accidents can happen. Without insurance, you could face costly repairs, medical bills, or liability claims. Boat and watercraft insurance ensures you’re prepared for the unexpected so that you can enjoy your time on the water with peace of mind.
Local Waterways and Coverage
Whether you’re cruising on Old Hickory Lake, fishing on the Cumberland River, or enjoying a day at Tims Ford Lake, BAM Insurance has you covered. Our boat and watercraft insurance policies are tailored to meet the needs of Tennessee boaters, no matter where your adventures take you. Based in Murfreesboro, we’re proud to serve boat owners across the state.
Contact BAM Insurance for a Quote
Don’t let unexpected events ruin your time on the water. Contact BAM Insurance today to learn more about boat and watercraft insurance or request a quote. Visit our insurance quotes page or reach out through our contact us page. Let us help you protect your vessel and enjoy Tennessee’s waterways with confidence.


























